{"id":1216,"date":"2025-09-11T21:51:49","date_gmt":"2025-09-11T21:51:49","guid":{"rendered":"https:\/\/platforms.worldpay.com\/en\/?page_id=1216"},"modified":"2026-04-30T02:08:31","modified_gmt":"2026-04-30T02:08:31","slug":"payto","status":"publish","type":"page","link":"https:\/\/platforms.worldpay.com\/en\/payto\/","title":{"rendered":"PayTo"},"content":{"rendered":"<section class=\"hero-gradient-shape-block bg-gradient-to-tr from-coral-200 via-coral-200 via-30% to-purple-500 relative lg:py-24 overflow-hidden\"\n    id=\"hero-gradient-shape-block_b81129be26e132306e4a79706094a197\">\n    <div class=\"relative z-[1] max-w-full hero-gradient-shape-container lg:container px-0 lg:px-12\">\n        <div class=\"flex flex-wrap max-w-2000 lg:-mx-8  xl:-mx-16 \">\n            <div\n                class=\"order-1 w-full py-12  lg:px-8 flex flex-col justify-center lg:py-0 lg:w-1\/2 lg:order-1 lg:py-0  xl:px-16  hero-gradient-shape-content\">\n                <div class=\"acf-innerblocks-container\">\n\n<p class=\"is-style-label-black\">Accept | payto<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-purple-dark-color has-text-color has-link-color mb-0 wp-elements-f55c17facc78b60728053a4cd75344ae\" id=\"h-power-a-modern-flexible-account-to-account-payment-experience-with-payto\">Power a modern, flexible, account-to account payment experience with PayTo\u00ae<\/h1>\n\n\n\n<p class=\"has-2-xl-font-size\">PayTo is the next evolution of payments in Australia, offering real-time, direct from banking app, account-to-account payments. <\/p>\n\n\n\n<p class=\"has-2-xl-font-size\">Worldpay for Platforms makes it easy to embed PayTo into your platform so merchants can get paid faster, reduce fraud, and improve the customer experience. <br><br><em>(Available in Australia only)<\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-blue-default-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/platforms.worldpay.com\/en\/get-started\/\">Talk to us<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-blue-default-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/platforms.worldpay.com\/en\/blog\/payto\/\">See our award<\/a><\/div>\n<\/div>\n\n<\/div>\n            <\/div>\n                            <div\n                    class=\"relative w-full lg:px-8 py-12 lg:py-0 overflow-hidden lg:overflow-visible lg:w-1\/2 lg:w-1\/2 lg:order-2 xl:px-16 \">\n                                            <div\n                            class=\"relative z-[1] h-full hero-gradient-shape-media \">\n                            <img decoding=\"async\" class=\"  self-center \"\n                                src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/Untitled-design-26-1.png\"\n                                alt=\"\">\n                        <\/div>\n                                                                                                <\/div>\n                    <\/div>\n    <\/div>\n    <\/section>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-24 pb-12\"><div class=\"container\"><div class=\"columns-block max-w-2000\" id=\"columns-block_2c3758cce7b0499bc0976c48adee4b0c\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-3\/4 xl:w-1\/2\"\n    id=\"column-block_54d40a391371f3a2ca6c57458475816f\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h2 class=\"wp-block-heading mb-0\" id=\"h-simplify-payments-improve-cash-flow-strengthen-trust\"><strong>Simplify payments. Improve cash flow. Strengthen trust.<\/strong><\/h2>\n\n\n\n<p class=\"has-2-xl-font-size\">PayTo enables merchants to receive payments in real time - no cards, no delays. With pre-authorised agreements and bank-grade security, PayTo minimises fraud and operational overhead while improving cash flow.<\/p>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-0 pb-24\"><div class=\"container\"><div class=\"columns-block max-w-2000\" id=\"columns-block_10239c32351cd83c2070f3b4b696e3a4\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_ed99061da54106b09d784c84895752fc\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/icon-coral-stopwatch.svg\" alt=\"\" class=\"wp-image-1265\" \/><\/figure>\n\n\n\n<p class=\"has-xl-font-size\"><strong>Real-time payments<\/strong><\/p>\n\n\n\n<p>Funds move instantly - no waiting days like with traditional direct debit.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_ed99061da54106b09d784c84895752fc\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/icon-coral-authorizations.svg\" alt=\"\" class=\"wp-image-1266\" style=\"object-fit:contain;width:89px;height:auto\" \/><\/figure>\n\n\n\n<p class=\"has-xl-font-size\"><strong>Reduced fraud and chargebacks<\/strong><\/p>\n\n\n\n<p>Consent authorised through customer banking apps, no card data required.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_ed99061da54106b09d784c84895752fc\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"175\" height=\"252\" src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/Lightning-Bolt-BC.png\" alt=\"\" class=\"wp-image-1267\" style=\"width:61px;height:auto\" \/><\/figure>\n\n\n\n<p class=\"has-xl-font-size\"><strong>Frictionless experiences<\/strong><\/p>\n\n\n\n<p>Customers approve payments in seconds from their bank app, easy and trusted.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_ed99061da54106b09d784c84895752fc\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/structure-1.svg\" alt=\"\" class=\"wp-image-1254\" style=\"width:86px;height:auto\" \/><\/figure>\n\n\n\n<p class=\"has-xl-font-size\"><strong>One API. Every payment type<\/strong><\/p>\n\n\n\n<p>Offer PayTo, credit, debit, and POS, all in one embedded, white-label solution that\u2019s built for scale.<\/p>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-coral-200 mt-0 mb-0 pt-24 pb-24\"><div class=\"container\">\n<h2 class=\"wp-block-heading mb-0\" id=\"h-get-real-time-what-you-can-do-with-payto\">Get real-time. What you can do with PayTo<\/h2>\n\n\n<div class=\"columns-block mt-12 max-w-2000\" id=\"columns-block_f883bd921bb2968352a5197cc6172d1e\">\n    <div class=\"flex flex-wrap columns-block-container -mx-14 column-size-large -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_6efd21e60b1404760b81334dc4953a10\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<ul class=\"wp-block-list is-style-coral-tickbox has-lg-font-size\">\n<li>Embed PayTo using REST APIs and pre-built onboarding flows<\/li>\n\n\n\n<li>Reduce payment failures with real-time validation and approvals<\/li>\n\n\n\n<li>Enable real-time settlements for merchants<a href=\"https:\/\/platforms.worldpay.com\/en\/solutions\/embedded-payments\/digital-payments\/\">&nbsp;<\/a><\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-0 lg:mt-12 px-5  w-full md:w-full lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_29447a2c634f83446685463e03cd5287\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<ul class=\"wp-block-list is-style-coral-tickbox has-lg-font-size\">\n<li>Cut processing costs compared to cards or traditional direct debit&nbsp;<\/li>\n\n\n\n<li>Support recurring, one-off, or variable payments with ease<\/li>\n\n\n\n<li>Obtain seamless payer authorisation via mobile banking apps<a href=\"https:\/\/platforms.worldpay.com\/en\/solutions\/embedded-payments\/saferpayments\/\">&nbsp;<\/a><\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-24 pb-24\"><div class=\"container\"><div class=\"image-cta-block\">\n    <div class=\"flex flex-wrap items-center justify-between\">\n        <div class=\"flex flex-col justify-center w-full md:items-center md:flex-row xl:flex-1 xl:pr-14\">\n                        <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-blue-default-color has-text-color has-link-color has-h-3-font-size mb-0 wp-elements-e63ba17c0f09bcabd4261491df41dbdd\" id=\"h-what-is-payto\">What is PayTo?<\/h4>\n\n\n\n<p class=\"has-blue-default-color has-text-color has-link-color has-2-xl-font-size wp-elements-51c76c6b4aa411038d99eaf00feba8be\">PayTo is Australia\u2019s new account-to-account payment system. It replaces outdated direct debit with faster, smarter, and more secure payment experiences.<\/p>\n\n<\/div>\n        <\/div>\n\n                    <div class=\"min-w-[20%] flex flex-col items-end justify-center space-y-4 mt-10 xl:mt-0\">\n                                    <a class=\"btn btn-blue\" href=\"https:\/\/go2platforms.worldpay.com\/hubfs\/Aus%20-%20PayTo\/%5BEbook%5D%20%20PayTo.pdf\">Download our e-book <\/a>\n                                                    <a class=\"btn btn-blue\" href=\"https:\/\/go2platforms.worldpay.com\/hubfs\/Aus%20-%20PayTo\/PayTo%20brochure.pdf?_gl=1*5sqlr3*_gcl_au*NzIwMTYzMzg3LjE3NTE5MzM4NjEuMTEyNDczOTUzLjE3NTc4OTg2NTguMTc1Nzg5ODY1OA..\">Get the PayTo brochure<\/a>\n                            <\/div>\n            <\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-coral-200 mt-0 mb-0 pt-24 pb-24\"><div class=\"container\"><div class=\"columns-block max-w-2000\" id=\"columns-block_2c3758cce7b0499bc0976c48adee4b0c\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-1\/3 xl:w-2\/5\"\n    id=\"column-block_ebc1cf82dda4566e0a7166d1373a08ec\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/platforms.worldpay.com\/wp-content\/uploads\/2025\/01\/Speech-2.svg\" alt=\"\" class=\"wp-image-371\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading mb-0\" id=\"h-payment-experiences-designed-for-your-software\">Payment experiences designed for your software<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Unleash powerful Embedded Payments technology that delivers on a better experience.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-2\/3 xl:w-3\/5\"\n   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<\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"content-type":"","footnotes":""},"class_list":["post-1216","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PayTo | Worldpay for Platforms<\/title>\n<meta name=\"description\" content=\"Power a modern, flexible, account-to account payment experience with our award winning PayTo payment solution\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/platforms.worldpay.com\/en\/payto\/\" \/>\n<meta property=\"og:locale\" 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