{"id":1859,"date":"2026-04-09T23:55:23","date_gmt":"2026-04-09T23:55:23","guid":{"rendered":"https:\/\/platforms.worldpay.com\/en\/?page_id=1859"},"modified":"2026-07-21T06:18:19","modified_gmt":"2026-07-21T06:18:19","slug":"rba","status":"publish","type":"page","link":"https:\/\/platforms.worldpay.com\/en\/rba\/","title":{"rendered":"Reserve Bank of Australia"},"content":{"rendered":"<section class=\"hero-gradient-shape-block bg-gradient-to-tr from-coral-200 via-coral-200 via-30% to-purple-500 relative lg:py-24 overflow-hidden\"\n    id=\"hero-gradient-shape-block_eec57e3887a2fa2af5bb5ba74a2448e8\">\n    <div class=\"relative z-[1] container-edge-right\">\n        <div class=\"flex flex-wrap max-w-2000 lg:-mx-8  xl:-mx-16 \">\n            <div\n                class=\"order-1 w-full py-12  lg:px-8 flex flex-col justify-center lg:py-0 lg:w-1\/2 lg:order-1 lg:py-0  xl:px-16  hero-gradient-shape-content\">\n                <div class=\"acf-innerblocks-container\">\n\n<p class=\"is-style-label-black wp-block-paragraph\">Reserve bank of australia<\/p>\n\n\n\n<h1 id=\"h-australia-s-surcharge-rules-are-changing\" class=\"wp-block-heading has-purple-dark-color has-text-color has-link-color mb-0 wp-elements-0f2e7490c77be5bc8ef79b0d241b9668\"><strong>Australia's surcharge rules are changing. <\/strong><\/h1>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">Here's what that means for our software platforms and merchants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Updated on 12 June 2026<\/p>\n\n<\/div>\n            <\/div>\n                            <div\n                    class=\"relative w-full lg:px-8 py-12 lg:py-0 overflow-hidden lg:overflow-visible lg:w-1\/2 lg:w-1\/2 lg:order-2 xl:px-16 \">\n                                                                                                <\/div>\n                    <\/div>\n    <\/div>\n    <\/section>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-24 pb-12\"><div class=\"container\">\n<p class=\"has-3-xl-font-size wp-block-paragraph\">The Reserve Bank of Australia (RBA) has finalised reforms to card payment surcharging and interchange fees, effective 1 October 2026. As your payments partner, we're committed to making this transition straightforward for your business. <\/p>\n\n\n\n<p class=\"has-3-xl-font-size wp-block-paragraph\">We are currently in the planning and preparation phase, working closely across teams to ensure everything is in place for a smooth transition&nbsp;for our partners and customers.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-12 pb-12\"><div class=\"container\">\n<h2 id=\"h-what-has-the-rba-decided\" class=\"wp-block-heading mb-0\">What has the RBA decided?<\/h2>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">On 31 March 2026, the RBA released its final <a href=\"https:\/\/www.rba.gov.au\/payments-and-infrastructure\/review-of-retail-payments-regulation\/2026-03\/conclusions-paper\/pdf\/conclusions-paper.pdf\" id=\"https:\/\/www.rba.gov.au\/payments-and-infrastructure\/review-of-retail-payments-regulation\/2026-03\/conclusions-paper\/pdf\/conclusions-paper.pdf\">Conclusions Paper on Merchant Card Payment Costs and Surcharging<\/a>.<\/p>\n\n\n<div class=\"columns-block max-w-2000\" id=\"columns-block_88b91fd2bd1a4f49b22152230c280fc0\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_17865f7586832ceb16f5ed2bae314e69\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative p-8 bg-transparent items-start justify-start\">\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\"><br>The key decisions are: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">From 1 October 2026, merchants will no longer be&nbsp;permitted&nbsp;to apply surcharges on Visa, Mastercard and&nbsp;eftpos&nbsp;card payments, following the RBA\u2019s removal of restrictions on scheme no-surcharge rules.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Consumer credit card interchange will change from 1 October 2026. We will&nbsp;assess any&nbsp;impacts to&nbsp;our&nbsp;pricing arrangements&nbsp;and&nbsp;communicate&nbsp;any changes&nbsp;applicable&nbsp;changes&nbsp;separately.&nbsp;<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_17865f7586832ceb16f5ed2bae314e69\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative p-8 bg-transparent items-start justify-start\">\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\"><br>Key dates shared by the RBA <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-white-background-color has-background\"><tbody><tr><td><strong>01 October 2026<\/strong><\/td><td>Surcharge ban + domestic interchange changes<\/td><\/tr><tr><td><strong>30 October 2026<\/strong><\/td><td>Acquirer fee benchmarks published publicly<\/td><\/tr><tr><td><strong>January 2027<\/strong><\/td><td>Pass-through rates published quarterly<\/td><\/tr><tr><td><strong>01 April 2027<\/strong><\/td><td>Foreign card cap + enhanced merchant statements<\/td><\/tr><tr><td><strong>Mid- 2027<\/strong><\/td><td>New RBA review: BNPL, wallets<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-purple-200 mt-0 mb-0 pt-12 pb-12\"><div class=\"container\">\n<h2 id=\"h-american-express-surcharge-update\" class=\"wp-block-heading mb-0\">American Express surcharge update<\/h2>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">In early June, American Express (AMEX) has also announced that surcharging will no longer be permitted on AMEX card payments in Australia from 1 October 2026.<\/p>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">This is a separate change from the RBA regulations relating to Visa, Mastercard and eftpos and aligns the treatment of American Express with other major card networks<\/p>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">The change applies specifically to AMEX card surcharging and does not change how payment processing fees are applied.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-24 pb-24\"><div class=\"container\">\n<h3 id=\"h-what-this-means-for-your-business\" class=\"wp-block-heading has-h-2-font-size mb-0\">What this means for your business?<\/h3>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"faqs-block\">\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_a2fc8c8e3e2e88d1391c248eb9a5864f\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        If you currently surcharge \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">From 1 October 2026, you can no longer surcharge or pass the card transaction cost to your customer.<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Card acceptance costs will need to be incorporated into your advertised pricing or absorbed.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Non-payment surcharges (e.g. weekend, public holiday) are unaffected.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_4c49683293f2d2414ab80b43f2098f10\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        If you don&#039;t currently surcharge \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">Your customer experience&nbsp;remains&nbsp;unchanged from October 2026.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Any pricing&nbsp;impact&nbsp;will vary depending on factors such as&nbsp;the current&nbsp;pricing structure, transaction&nbsp;mix&nbsp;and card types.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">We are currently reviewing the changes and will communicate any updates where applicable.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">You will receive communication on applicable changes on fees or pricing before&nbsp;1&nbsp;October&nbsp;2026.&nbsp;<\/li>\n<\/ul>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_1d8c9fd72893f3f5b626fd512dedd5f2\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        If you&#039;re a software platform \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-xl-font-size wp-block-paragraph\">To prepare for these changes, we will no longer be onboarding surcharged merchants from 1 July 2026.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">In&nbsp;preparation,&nbsp;our partners should review and update the following across their&nbsp;business:<br>\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">Ensure sales and customer-facing teams are aligned on how fees are positioned to new merchants, moving away from passing on card costs.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Onboarding and customer journeys, forms or communications should no longer reference surcharging or fee pass-through.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Customer-facing experiences like&nbsp;hosted payment pages should have all references to passing on card fees removed.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Marketing,&nbsp;product&nbsp;and sales collateral&nbsp;used when acquiring or onboarding new merchants, should no longer mentions surcharging or fee pass-through.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Surcharging functionality will need to be disabled to support compliance with the new rules from 1 October 2026.&nbsp;<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-xl-font-size\">Existing&nbsp;fee-free&nbsp;or&nbsp;surcharge-based arrangements&nbsp;may require review and could be&nbsp;impacted&nbsp;by the reforms.<\/li>\n\n\n\n<li class=\"has-xl-font-size\">Merchant agreements and onboarding flows will need to be updated.&nbsp;<\/li>\n\n\n\n<li class=\"has-xl-font-size\">This is an opportunity to review embedded payments costs alongside your merchants.&nbsp;<\/li>\n<\/ul>\n\n<\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-purple-200 mt-0 mb-0 pt-24 pb-24\" id=\"merchant\"><div class=\"container\">\n<h2 id=\"h-what-merchants-need-to-know-about-the-changes\" class=\"wp-block-heading mb-0\"><strong>What merchants need to know about the changes<\/strong><\/h2>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">One of the most&nbsp;common questions&nbsp;we're&nbsp;hearing is whether payment fees are disappearing.&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">The answer is no.&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">From 1 October 2026, businesses will no longer be&nbsp;permitted&nbsp;to apply a surcharge to Visa,&nbsp;Mastercard,&nbsp;eftpos&nbsp;and&nbsp;American Express&nbsp;(Amex)&nbsp;card&nbsp;payments. However, businesses will&nbsp;generally continue&nbsp;to incur&nbsp;payment processing&nbsp;costs&nbsp;when customers pay by card.&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">&nbsp;Payment&nbsp;fees&nbsp;aren't&nbsp;disappearing. The key change&nbsp;is that&nbsp;businesses can no longer&nbsp;recover these costs through a separate card surcharge.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\"><strong>Want to learn more?<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">Read our practical guide explaining what is changing, how to&nbsp;determine&nbsp;whether your business may be&nbsp;affected,&nbsp;and what steps you can take to prepare.&nbsp;<\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\" style=\"text-decoration:underline\"><a href=\"https:\/\/platforms.worldpay.com\/en\/blog\/what-is-changing-with-card-surcharging\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Read the article&nbsp;<\/strong><\/a><\/p>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\" style=\"color:#ddd\"><hr style=\"height:30px\" \/><\/div>\n\n\n\n<h2 id=\"h-what-nbsp-this-looks-nbsp-like-in-practice-nbsp-for-merchants-nbsp\" class=\"wp-block-heading mb-0\"><strong>What&nbsp;this looks&nbsp;like in practice&nbsp;for merchants<\/strong>&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><tbody><tr><td><strong>Today (Before 1 October 2026)<\/strong>&nbsp;<\/td><td>&nbsp;<strong>After changes (From 1 October 2026)<\/strong>&nbsp;<\/td><\/tr><tr><td>Businesses can apply a surcharge to card payments&nbsp;<\/td><td>Surcharges on Visa, Mastercard,&nbsp;eftpos&nbsp;and Amex card payments are no longer&nbsp;permitted&nbsp;in Australia from 1 October 2026&nbsp;<\/td><\/tr><tr><td>Payment processing fees apply when accepting cards&nbsp;<\/td><td>Payment processing fees still apply when accepting cards&nbsp;<\/td><\/tr><tr><td>Customers may see an extra charge at checkout&nbsp;<\/td><td>No separate surcharge can be added at checkout&nbsp;<\/td><\/tr><tr><td>Businesses may use surcharging to offset payment costs&nbsp;<\/td><td>Businesses will need to consider how costs are managed within their overall pricing model&nbsp;<\/td><\/tr><tr><td>Ancillary fees such as&nbsp;dishonour&nbsp;and admin fees can be passed on to customers&nbsp;&nbsp;&nbsp;<\/td><td>There are no changes to these fees under the reform, the reform affects transaction surcharges only&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\" style=\"color:#ddd\"><hr style=\"height:30px\" \/><\/div>\n\n\n\n<h2 id=\"h-questions-businesses-are-asking-nbsp\" class=\"wp-block-heading mb-0\"><strong><strong>Questions businesses are asking<\/strong><\/strong>&nbsp;<\/h2>\n\n\n<div class=\"faqs-block\">\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_7cf8cbfae84be36f1641757f7d396348\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Do payment fees disappear?\n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">No. Businesses will&nbsp;generally continue&nbsp;to incur&nbsp;payment processing&nbsp;costs&nbsp;when customers pay by card.&nbsp;The changes&nbsp;relate&nbsp;to surcharging, not the underlying costs of accepting card payments.&nbsp;<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_1e5599f6a4a98d47f8c1331837dcde85\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Does this affect direct debit payments from bank accounts?\n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">No. These changes apply to card payments and do not affect direct debit payments from bank accounts.&nbsp;<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_00d76807b0a18d466c1dca73ae631348\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Does this affect both one off and recurring payments? \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">The surcharge changes apply regardless of whether a card payment is one off or recurring.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_5a68091f02c1f8c9f905a87e505a88f3\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Does this affect American Express (Amex) payments?\n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">While the Reserve Bank of Australia's (RBA) reforms apply to Visa, Mastercard and&nbsp;eftpos&nbsp;payments, American Express has separately announced that surcharging on Amex card transactions will also end from 1 October 2026.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_88929e8298274d345289a44d4ee15f15\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        How do I know if I currently apply a surcharge?\n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">You may currently be applying a surcharge if:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Customers see an&nbsp;additional&nbsp;charge when paying by card&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">A surcharge appears on customer receipts&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Your payment terminal automatically adds a fee to card transactions&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Your software platform is configured to apply a surcharge&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">You may also find information about your&nbsp;surcharging arrangements or&nbsp;payment fees in your agreement with your payment service provider.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_f0f084da952e457cbca3e72fa7e4358b\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        How much surcharge income does my business currently receive? \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Understanding how much&nbsp;income your&nbsp;business&nbsp;currently&nbsp;receives&nbsp;from surcharges may&nbsp;help you prepare for the upcoming changes.&nbsp;<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">You may be able to find this information by:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Reviewing transaction reports&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Reviewing settlement reports&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Speaking with your accountant or bookkeeper&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">If&nbsp;you're&nbsp;unsure where to find this information,&nbsp;please&nbsp;contact our support team.&nbsp;<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_55ab65d238365b46feb876e6e5e6763b\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Do I need to increase my prices? \n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Every business is different. Businesses should consider their own circumstances when deciding how to manage payment costs following the end of surcharging. You may wish to seek advice from your&nbsp;accountant or business adviser.&nbsp;&nbsp;<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"faq-block pb-8 border-b\" id=\"faq-block_f4e428c8213e56aabbb14247be02e60f\"\n    :class=\"expanded ? 'border-black' : 'border-grey-200'\" x-data=\"faq()\">\n    <h4 class=\"flex items-center justify-between pt-8 pr-4 cursor-pointer\" x-on:click=\"expanded = !expanded\">\n        Do I need to do anything right now?\n        <svg class=\"flex-shrink-0 w-4 h-4 transition-colors duration-300 fill-purple\" viewBox=\"0 0 24 24\"\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path\n                d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" \/>\n            <path class=\"transition-transform duration-300\"\n                d=\"m11.75 21c.414 0 .75-.336.75-.75v-16.5c0-.414-.336-.75-.75-.75s-.75.336-.75.75v16.5c0 .414.336.75.75.75z\"\n                transform-origin=\"center\" :class=\"!expanded ? 'rotate-0' : 'rotate-90'\" \/>\n        <\/svg>\n    <\/h4>\n    <div class=\"expandable-content\" x-show=\"expanded\" x-collapse x-cloak>\n        <div class=\"pt-4\">\n\n<p class=\"has-lg-font-size wp-block-paragraph\">No immediate action is&nbsp;required.&nbsp;<\/p>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">However, now is&nbsp;a good time&nbsp;to:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Understand whether your business currently applies a surcharge&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Understand how much&nbsp;income&nbsp;your business&nbsp;currently&nbsp;receives&nbsp;from surcharges&nbsp;&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-lg-font-size\">Review how payment costs are currently managed within your business&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Stay informed about upcoming changes&nbsp;<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-12 pb-12\"><div class=\"container\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"2048\" height=\"1100\" src=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP.jpg\" alt=\"\" class=\"wp-image-1996\" srcset=\"https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP.jpg 2048w, https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP-300x161.jpg 300w, https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP-1024x550.jpg 1024w, https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP-768x413.jpg 768w, https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP-1536x825.jpg 1536w, https:\/\/platforms.worldpay.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/WP-438x236.jpg 438w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-12 pb-12\"><div class=\"container\">\n<h2 id=\"h-what-happens-next-and-how-we-will-support-you\" class=\"wp-block-heading mb-0\">What happens next, and how we will support you<\/h2>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">We are taking a phased approach to ensure we can carefully plan and prepare while supporting merchants and platform partners through each stage of the transition.<\/p>\n\n\n\n<p class=\"has-2-xl-font-size wp-block-paragraph\">Here is what you can expect from us:<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>To prepare&nbsp;our partners&nbsp;for the change, we will no longer be onboarding new surcharged merchants from&nbsp;1&nbsp;July 2026.&nbsp;<\/li>\n\n\n\n<li>Throughout August, we will communicate directly with partners on any changes that may&nbsp;impact&nbsp;them, including&nbsp;changing, when&nbsp;and any actions&nbsp;required.&nbsp;<\/li>\n\n\n\n<li>We will&nbsp;then&nbsp;notify all affected merchants directly, or through software partners, with personalised guidance on what needs to change and by when.&nbsp;<\/li>\n\n\n\n<li>We are planning platform updates to remove card surcharging functionality ahead of&nbsp;the&nbsp;1 October 2026 deadline. We will proactively review our merchant service fee rates to ensure they reflect any cost reductions that we gain&nbsp;and pass savings through to our partners.&nbsp;<\/li>\n\n\n\n<li>Nothing changes&nbsp;immediately. Our phased approach&nbsp;towards&nbsp;the 1&nbsp;October 2026 deadline,&nbsp;will give you time to prepare, and we will support you every step of the way.&nbsp;<\/li>\n\n\n\n<li>Our team will be available to answer&nbsp;your questions and walk through&nbsp;any&nbsp;implications for your&nbsp;business. If you have further questions before then, please <a href=\"#contact\" id=\"#contact\">contact us&nbsp;here<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-purple-200 mt-0 mb-0 pt-24 pb-24\"><div class=\"container\"><div class=\"columns-block max-w-2000\" id=\"columns-block_88b91fd2bd1a4f49b22152230c280fc0\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_d19d13f660c977a207fadf30bab7f264\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h2 id=\"h-your-next-steps\" class=\"wp-block-heading mb-0\">Your next steps<\/h2>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">We are committed to making this transition as seamless as possible for every merchant and platform partner. <\/p>\n\n\n\n<p class=\"has-xl-font-size wp-block-paragraph\">To help you prepare, we recommend the following:<\/p>\n\n\n\n<ul class=\"wp-block-list has-xl-font-size\">\n<li class=\"has-xl-font-size\">Review whether you currently apply a card payment surcharge.<\/li>\n\n\n\n<li>Check if your payment plan is fee-free or relies on auto-surcharging.<\/li>\n\n\n\n<li>Watch for a direct communication from us with personalised guidance.<\/li>\n\n\n\n<li>Publicly available industry information may help businesses understand broader market changes. However, individual pricing outcomes vary based on business characteristics and commercial arrangements.<\/li>\n\n\n\n<li>Contact us if you have questions, we are ready to help.<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/2 xl:w-1\/2\"\n    id=\"column-block_da4f14da7e9e89372b042c06bc72822a\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative p-8 bg-purple-200 items-start justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-full xl:w-full\"\n    id=\"column-block_50fd5fcf77d9f9d8c014d3e55b283e33\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-center justify-center\">\n\n<div class=\"wp-block-genesis-blocks-gb-testimonial left-aligned gb-font-size-18 gb-block-testimonial\" style=\"background-color:#f2f2f2;color:#32373c\"><div class=\"gb-testimonial-text\">\"This is one of the most significant changes to Australia's payments landscape in decades, and we're committed to guiding our partners and merchants through it with clarity and confidence, so they are prepared ahead of the deadline. Our focus is to make the transition seamless and work closely with our partners and merchants to make sure they\u2019re not just compliant, but well\u2011positioned to thrive in a more transparent, lower\u2011cost payments environment.\u201d<\/div><div class=\"gb-testimonial-info\"><h2 class=\"gb-testimonial-name\" style=\"color:#32373c\">Alison Morris<\/h2><small class=\"gb-testimonial-title\" style=\"color:#32373c\">General Manager, International Integrated and Platforms<\/small><\/div><\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-transparent mt-0 mb-0 pt-24 pb-24\"><div class=\"container\">\n<h2 id=\"h-helpful-resources-nbsp\" class=\"wp-block-heading mb-0\"><strong>Helpful resources<\/strong>&nbsp;<\/h2>\n\n\n<div class=\"related-blogs-block -mx-4 first:mt-0 mt-10\" id=\"related-blogs-block_adffef5d7c87143b53e462e1d0d5d239\">\n        <div class=\"swiper related-blogs-swiper\">\n            <div class=\"swiper-wrapper\">\n                                                                        <div class=\"flex h-auto px-4 mt-5 swiper-slide\" >\n                        <div class=\"flex flex-col justify-start flex-1 w-full h-full p-8 bg-white shadow-xl rounded-xl 2xl:p-12\">\n            <p class=\"text-base font-light text-black uppercase\">\n            Blog post<\/p>\n                <h5>Card surcharge changes explained: What businesses need to know\u00a0<\/h5>\n                <div class=\"mt-4\">\n            <p class=\"text-base leading-tight line-clamp-3\">From 1 October 2026,\u00a0all\u00a0businesses\u00a0in Australia,\u00a0will no longer be\u00a0permitted\u00a0to apply a surcharge to Visa, Mastercard,\u00a0eftpos\u00a0or American Express\u00a0(Amex)\u00a0card payments.\u00a0As this is an industry wide transition, changing payment providers will not alter this requirement. \u00a0\u00a0<\/p>\n        <\/div>\n        <div class=\"mt-auto\">\n        <a class=\"mt-10 btn btn-blue-outline !no-underline\" href=\"https:\/\/platforms.worldpay.com\/en\/blog\/what-is-changing-with-card-surcharging\/\">Read now<\/a>\n    <\/div>\n<\/div>\n                    <\/div>\n                            <\/div>\n            <div class=\"flex flex-wrap items-end justify-between w-full px-4 mt-10 md:flex-nowrap\">\n                <div class=\"relative px-0 mb-4 md:mb-0 lg:pr-10\">\n                    <div class=\"swiper-pagination related-blogs-pagination swiper-pagination-blue\">\n                    <\/div>\n                <\/div>\n                                    <div class=\"flex justify-center w-full lg:justify-end md:w-auto\">\n                        <a class=\"btn btn-blue !no-underline\" href=\"https:\/\/platforms.worldpay.com\/en\/resources\/\">View all resources<\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container bg-purple-200 mt-0 mb-0 pt-24 pb-24\" id=\"contact\"><div class=\"container\"><div class=\"columns-block max-w-2000\" id=\"columns-block_ee51862af469767d0c01fd07e6426eac\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-1\/3 xl:w-2\/5\"\n    id=\"column-block_dc926789fca4c2d4ad4b534265a28585\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/platforms.worldpay.com\/wp-content\/uploads\/2025\/01\/Speech-2.svg\" alt=\"\" class=\"wp-image-371\" \/><\/figure>\n\n\n\n<h3 id=\"h-have-further-questions\" class=\"wp-block-heading mb-0\">Have further questions?<\/h3>\n\n\n\n<p class=\"has-lg-font-size wp-block-paragraph\">Our team will be available to answer any questions and walk through the implications for your specific business. If you have further questions before then, please contact us.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><ins><a href=\"tel:1300592283\">1300 592 283<\/a><\/ins><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><ins><a href=\"mailto:admin@worldpayforplatforms.com\">admin@worldpayforplatforms.com<\/a><\/ins><\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-2\/3 xl:w-3\/5\"\n    id=\"column-block_868b10bc84239a4184b69ff15a2d55fa\" >\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-end justify-start\">\n<div class=\"flex items-center justify-center w-full\">\n            <div class=\"w-full \"\n            data-hubspot-form=\"07fd7eea-4507-476d-9673-20cba5696d8b\">\n            <script>\n                hbspt.forms.create({\n                    region: \"na1\",\n                    portalId: \"3781173\",\n                    formId: \"07fd7eea-4507-476d-9673-20cba5696d8b\",\n                    redirectUrl: \"\/en\/thank-you-get-a-demonstration\/\",\n                });\n            <\/script>\n        <\/div>\n    <\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-1859","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Reserve Bank of Australia | Worldpay for Platforms<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/platforms.worldpay.com\/en\/rba\/\" \/>\n<meta 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