PayTo now available in Australia.  Learn more.
Skip to content

secure | Fraud prevention

Reduce payment fraud and safeguard your platform with 3D-Secure

Modernise fraud prevention for transactions while providing a better checkout experience for customers with 3D-Secure 2.0 (3DS).

Advanced multi-layered fraud protection with 3DS

3DS provides additional fraud protection by analysing the merchant’s contextual data to assess risk.

To support a frictionless flow low risk cardholders are not required to authenticate. However if a risk is identfied, cardholders are requested to further verify their identity before being able to make a purchase.

Comprehensive authentication protocols

Added security measures that analyses previous shopping behaviour and authenticates the cardholder’s identity at the time of purchase.

Comprehensive fraud intelligence and insights

Unified monitoring from a three-domain communication process between the issuer (the customer’s bank), acquirer (your bank), and the payment gateway.

Flexible integration and control 

Easily incorporate 3DS into your existing systems with multiple integration options.  Learn more

Fraud liability is shifted

The full responsibility for fraudulent transactions is shifted to the card issuer so you are fully covered from liability.

Explore Embedded Payments resources

Payment experiences designed for your software

Unleash powerful Embedded Payments technology that delivers on a better experience.