If you’re building or managing a modern software platform—whether in hospitality, retail, print, or beyond—you’ve likely felt the seismic shifts in payments and financial services over the past few years. We’re right there with you, working alongside innovative partners and seeing firsthand how the right financial solutions can transform not just software, but entire industries.
Today, we want to share real platform stories that show how embedded finance and working capital aren’t just buzzwords anymore—they’re helping platforms reach new heights and deliver real value to their customers.
Increase revenue 2-5x per customer with embedded finance solutions
Horizon Cloud: Hospitality software that puts payments (and growth) first
Payments have evolved. They’re no longer just a backend function; they’re central to the user experience. Horizon Cloud is a perfect example. As Elizabeth Black, VP of Growth, Fintech and Operations at Horizon Cloud, puts it:
Worldpay has become a cornerstone for us—thanks to their ability to customize, centralize, and protect our payments ecosystem.
But for Horizon Cloud, payments are just the beginning. Their clients kept asking for easier access to working capital—to grow, invest, and smooth out seasonal cash flow bumps. Traditional financing was slow and intimidating. That’s where Worldpay’s Working Capital stepped in. Elizabeth explains:
We’re genuinely excited about this new product journey because it’s exactly what our users have been asking for. The offer appears right in the centralized portal where clients already manage their payments. No separate applications, no confusing paperwork, no worrying about how to pay it back. It’s all seamless, frictionless, and handled in the same familiar interface. Our users can focus on running their businesses, not running around for financing.
With one flow for sign-up, support, and access to all the financial tools they need, Horizon Cloud’s clients are empowered to focus on what matters: growing their businesses and serving their customers.
2TouchPOS: Redefining POS by keeping payments at the center
Ask the team at 2TouchPOS what business they’re in, and you’ll get a surprising answer:
We’re in the payments business—because payments are everything in POS.
Historically, 2TouchPOS focused on hardware, software, and service sales. But with Worldpay for Platforms, they made a smooth shift into embedded finance—and it was easier than they imagined. Eric Elwell, CEO of Xenios, shares:
Worldpay has been an awesome company to deal with. The project to get embedded finance up and running was truly a low lift compared to everything else we’ve tackled. Your folks encouraged us, gave us the info we needed, and honestly, I was thrilled. It really proved out.
Now, 2TouchPOS helps bar owners and hospitality businesses capture more revenue and double their margins. By streamlining payments and reducing hardware/software costs in exchange for payment card contracts, they’re lowering the barrier to entry for their customers. And with tens of thousands of transactions every month, even small improvements add to big gains. Eric adds:
I’ve been with Worldpay almost two decades now, and I’ve built relationships I care about. This company’s got my back.
For 2TouchPOS, Worldpay for Platforms isn’t just a provider—it’s a partner for the future.
Inktavo: Empowering print businesses with working capital
We’re proud to work with partners like Inktavo, who are transforming the print industry by making payments and financial services simpler and more accessible.
The print sector has faced enormous challenges—COVID, supply chain shortages, inflation, and shipping delays. Fast, reliable access to capital is essential for printing businesses. Renn Salo, VP of Payments at Inktavo, puts it plainly:
The capital is critical to their ability to grow their businesses, maintain inventory, process payroll, and invest in printing equipment.
Traditional banks and lenders often fall short, with slow applications, predatory fees, and decisions based on personal credit scores. Inktavo, together with Worldpay, embedded Working Capital directly into their platform. Now, merchants are pre-approved; the application is simple, and funding can be delivered in as little as 1-2 business days. No interest, no late fees—just a fixed, transparent fee.
For Inktavo’s customers, this isn’t just convenience—it’s survival and a leg up on competition. Embedded finance lowers barriers, reduces stress, and lets businesses focus on what they do best.
The future for platforms is embedded finance
We believe embedded finance is the future of software—and our partners like Horizon Cloud, 2TouchPOS, and Inktavo are proving it across industries.
As a platform provider, you’re in a unique position to unlock new revenue streams, deepen customer loyalty, and scale up your business. Embedded payments and financial services aren’t just features—they’re your competitive differentiator.
Ready to power the possible? Let’s talk about how we can help you deliver more value, drive growth, and shape the future for your customers.