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Fraud Protection Features

3D-Secure 2.0 (3DS2)

Modernise fraud prevention for eCommerce transactions with 3D-Secure 2.0 (3DS2)

What is 3DS2?

  • Fraud prevention solution that authenticates cardholder’s identity at the time of purchase
  • Fully covers you from liability — shift full responsibility for fraudulent transactions to the card issuer
  • Uses a three-domain communication between the issuer domain, the acquirer domain and the interoperability domain

3DS2 is the improved version of 3DS1. It comes with:

  • Faster checkout times
  • Added security with stronger authentication protocols
  • Less false declines than other options
  • Improved sales and a better customer experience

How it works

3DSecure 2.0 provides additional fraud protection by analyzing the merchant’s contextual data and prompting cardholders to verify their identity before being able to make a purchase.

  • Better fraud intelligence and insights
  • Faster and more reliable authentication
  • A stronger e-commerce checkout experience